Sourcing from the whole UK life insurance market, we secure competitive monthly premiums and clear, expert guidance. Whether you own a residential flat, a buy to let portfolio or a high-value London home, the right life cover keeps your family – and your property – financially protected.

Why Property Owners Need Protection

Mortgage repayments do not stop if illness strikes or a partner dies. A carefully structured life insurance or mortgage protection plan repays the loan and protects household income, so loved ones can remain in their home without financial strain.

Life Cover Solutions We Arrange

• Level Term Assurance: Pays a guaranteed lump sum if death occurs within the policy term, clearing the mortgage or supporting dependants. Terminal Illness cover is usually included.
• Mortgage Protection Insurance (Decreasing Term Assurance): A cost-effective policy that reduces in line with your capital mortgage balance, ensuring the loan is repaid in full if you die during the term.
• Critical Illness Cover: Delivers a tax-free lump sum on diagnosis of a specified serious condition, helping with treatment costs, lifestyle changes or mortgage repayments.
• Income Protection Benefit: Replaces a percentage of your salary each month if illness or injury prevents you from working, keeping everyday bills and mortgage payments on track.

Residential, Buy-to-Let & Sharia-Compliant Options

Our independent status lets us access specialist providers for buy to let landlords and Sharia-compliant customers who require ethical life protection structures. We also review joint policies for couples and portfolio landlords, ensuring every liability is matched to the most suitable policy type.

Our Simple 3-Step Protection Process

• Discovery – A brief call clarifies outstanding mortgage balances, income and family circumstances.
• Design – We compare leading UK insurers to recommend the right blend of life cover, mortgage protection and critical illness benefits.
• Deliver – We submit the application, chase underwriters and confirm when your policy is live.

Why Choose Kevin Sewell Mortgages for Life Cover

• Whole-of-market reach means unbiased recommendations and sharp premiums.
• 30-year track record – established in 1991, authorised and regulated by the FCA.
• Transparent fees and plain-English advice at every stage.
  Ready to protect your home and family?

Request your personalised life insurance quote or book a free protection review today and secure peace of mind for the years ahead.